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   OUR QUALIFICATIONS
Benefit Specialists at FMN
Below is a list of the services offered by Benefit Specialists at FMN.

Employee Benefit Consulting Services
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Benefits of FMN
Employee Benefit Consulting Services
 
 
Pre-Renewal Meeting (30-60 days prior to renewal)
 

Annual negotiation & report on carrier renewal rates

 

Prepare bid specifications & obtain competitive
quotes

 
Analyze quotes and prepare client report
 
Recommend plan design, & carrier selections
 
Coordinate implementation & administration
 
Employee Communication Process
 
 

Coordinate and supervise open enrollment meetings

 
Plan Design
 
 
Recommend modifications where appropriate
 
Funding Analysis
 
 

Review managed care alternatives:
HMO/PPO/POS (appointed with major carriers)

 
Employee Contribution Strategy
 
 
Assist in setting overall strategy
 
Carrier Accountability & Claims Assistance
 
 
Resolve claims, billing & eligibility problems
 

Monitor services of carriers & third-party administrators

 

Meet with carriers to enforce quality & accountability
standards

 
Plan Document and Contract Review
 
 

Review and evaluate carrier draft documentation and summary plan descriptions

 
Review plan amendments as needed
 
Regulatory Compliance
 
 

Educate client as to new state and federal legislation

 

Provide executive information on government
regulations

 
Retirement Planning
 
 
Provide executive compensation alternatives
 
Provide 401 (k) plan consulting & communications
 
Provide ancillary benefit options
 
Executive Financial Planning
 
 
 
 
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