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   OUR SERVICES
Our Commitment to You:
To work as your employee benefit advisor during the consulting, selection and implementation phase, as well as any ongoing service.

To provide unbiased advice and unparalleled service.

Goal:
To create and implement a comprehensive, cost effective Employee Benefit Package that will assist your company in attracting and retaining valuable employees.

FMN Benefits Specialists designs your benefit program with an in depth analysis of your company’s needs, top products from the leading insurance carriers and a passion for premier client service.  Our services include:

 

Employee Benefit Planning:

 
  • Group Insurance
  •  
  • Section 125 plans(Cafeteria Plans)
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  • Voluntary Benefits
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  • Flexible Spending Plans
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  • Health:
  •      
     
  • Dental
  •      
     
  • Disability
  •      
     
  • Life
  •      
     
  • Vision
  •      
     
  • LTC
  •      


    Qualified Retirement Planning

     
  • Pension and Profit Sharing
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  • 401(k)
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  • 403(b)
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  • Defined Contribution Plans



  •  
  • Defined Benefit Plan




  • Non Traditional Plans

     
  • Captive Insurance
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  • Section 79
  •  
     


    Company Planning

     
  • Business Succession Planning
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  • Buy-Sell Funding
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  • Key Person Planning
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    Executive Compensation and Planning

     
  • Deferred Compensation Plans
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  • Salary Continuation Plans
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  • Executive Bonus Plans
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  • SERPS
  •      


    Personal Financial Planning

     
  • Retirement Planning
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  • Estate Planning
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  • Investment Planning
  •  
  • Tax Planning
  •  
  • Insurance Planning



  •  
  • Life
  •  
  • Health
  •  
  • Disability
  •  
  • LTC
  •  
     


    Maximizing the Value of your benefits
    To maximize the value of your benefits plan to your company and employees, we provide a broad spectrum of client and employee focused services.

    For your employees, FMN Benefits Specialists provides:

    Benefits Communication:
    We design customized and individually tailored communication material.  We also provide a customized Employee Benefit Summary handbook for all current and new employees (see link on website for example)

    Group Enrollment Meetings:
    We manage and implement organized group presentations to ensure all benefits programs are clearly understood.

    Enrollment Election Processing:
    We assist in the enrollment election by performing one on one meetings with each employee to discuss the costs and benefits of each option.  Employee payroll information is pre loaded into lap top computers so employee can see the net cost on each paycheck.


    Financial Management Network, Inc. (Investment Advisor), FMN Capital Corporation (Broker-Dealer) and representatives of either firm
    may only transact business in the state(s) they are

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